Question: To what extent is the amount of money one can earn predetermined and to what extent is it the result of one’s efforts and choices in the lifetime? I have read that God does not interfere with our free will to earn material wealth, yet in practice we cannot amass unlimited riches. Personally, I once made a large sum of money quickly and lost it just as fast, which felt like there was a fixed ceiling on my earnings. Is there a predetermined cap on one’s wealth, regardless of effort and time he spends or was this personal experience simply intended to illustrate that pursuing material gain is ultimately futile?
Answer from the Ascended Master Saint Germain through Kim Michaels. This answer was given during the 2025 Korean Conference.
Well, the answer to the question depends very much on how you look at the question. For the vast majority of people on earth you could say that given the physical situation in which they grew up and given the psychology they carry with them from past lives, yes there is indeed a limit to how much money they can earn but take note that a very large part of this factor is the person’s psychology. If you are willing to overcome the blocks in your psychology that prevent you from earning money, prevent you from feeling worthy to having money, then you can very well change the equation for your lifetime. You see that there are some people who grow up in poor circumstances and still manage to earn large sums of money, so it can be done. Could everybody do it? No, but everybody is not likely to do it and be willing to go through the effort of changing their psychology.
Now, you have to take into consideration here also that you have an individual Divine plan. And if you are a spiritual person, then your Divine plan may not involve you making lots of money. For many of you, it is a matter of making enough money that you do not need to worry about money so that you can focus your attention on other things. There are many spiritual people that do not have it in their life plan to make large sums of money, because there is always a certain temptation, a certain sense of responsibility that comes with having lots of money. For example, if you make money, you do not want to lose it as quickly as you made it. Many people who have money become so concerned about not losing it that it actually causes them stress and eats up their attention. This is a very individual thing. Now of course, it also needs to be added here that for many spiritual people, you can have psychology from past lives that makes you not want to have lots of money because you think money is the root of all evil or it is a temptation that takes you away from the spiritual path.
You look at many spiritual traditions, both in the East and the West, where they always emphasize poverty and renunciation of the world and worldly desires, withdrawing from the world, living a monastic lifestyle and so forth. If you have been a spiritual person for many lifetimes, then you will have been affected by this. And if you are open to ascended master teachings in this lifetime you have been a spiritual person in many lifetimes, at least what I call a person who lived in some kind of spiritual context.
It is important for you as spiritual people to work on these subconscious selves as well. But for some it is not so essential because you do not have it in your life plan to make large sums of money. But there are of course some spiritual people that have the potential and then it is very important to dissolve these selves that actually cause you to subconsciously sabotage your own efforts, and this can also cause you to lose money as quickly as you make it. This is very likely caused by a subconscious self that feels like you are not really worthy, or you should not really have it as a spiritual person.
Copyright © 2025 Kim Michaels